Can Clover Auto-Detect EBT Cards and Auto-Split Payments With No Cashier Interaction?

Can Clover Auto-Detect EBT Cards and Auto-Split Payments With No Cashier Interaction?

Product Described: Inventory Plus Plus

Can Clover Auto-Detect EBT Cards and Auto-Split Payments With No Cashier Interaction?

Question

A merchant asked whether Clover can automatically recognize when an EBT card is used and then, with absolutely no cashier involvement, automatically:

  • Apply EBT tender only to EBT-eligible items, and

  • Apply a secondary non-EBT payment automatically for the remaining balance,
    all based purely on the card that is presented during checkout.

Answer

Clover does not support fully automated EBT tendering. This means Clover cannot detect the card type and automatically run EBT without the cashier pressing the EBT payment button. Clover’s payment engine is closed, and developers do not have access to any API or system event that allows:

  • Auto-triggering EBT when an EBT card is tapped, inserted, or swiped

  • Auto-splitting a transaction into EBT vs non-EBT totals

  • Auto-running the second non-EBT payment

  • Fully removing cashier interaction from the checkout flow

The cashier must always manually choose the EBT payment option on Clover.

How Inventory Plus Plus Helps

While Clover cannot automate tender selection, Inventory Plus Plus solves the operational side by ensuring all EBT rules are enforced automatically at the item level:

  • You designate which items are EBT-eligible

  • The app blocks non-EBT items from being purchased with EBT tender

  • It ensures the cashier cannot accidentally mix or misapply EBT

  • It eliminates EBT-related errors and protects compliance

So although Clover cannot automatically trigger EBT based on the card alone, Inventory Plus Plus ensures the EBT portion of the transaction is handled correctly and consistently every time.

Summary

  • Clover cannot auto-detect an EBT card

  • Clover cannot auto-run EBT payments

  • Clover cannot auto-split EBT vs non-EBT

  • Inventory Plus Plus ensures compliance and correct item-level handling

  • Cashier interaction is still required for selecting the EBT tender type on Clover


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